
I think you hit the nail on the head with "why" vs "how". But being healthy, in normal senses of the word, is not a strong enough why; and I don't think that's irrational. Which certainly supports a pessimistic view. On the positive side, even an unrealistic goal can be enough to sustain you as long as you feel properly and fully aligned with it. Bitcoin adoption by the masses is an unrealistic goal, I always thought so, but pursuing it is still a worthwhile endeavor. That kind of "why" doesn't suit most people. So, the best outcome in practice *might* only be "bitcoin banks", but as long as the hard path of self sovereignty exists at all, it's still not in vain. The future we are fighting against is the one where we don't even have the option. To be clear we may very well lose.