My issue with River is they require you to submit to an Ai facial recognition scanning that is completed by a 3rd party in order to withdraw your funds from River into self-custody. This 3rd party company claims to keep all Ai face scans on record indefinitely and has goals of becoming the largest database for facial recognition. River Financial makes no mention of this requirement during the initial registration process until after your funds have settled for 2 weeks and you are ready to withdraw funds into self-custody. This is an unnecessarily extreme KYC requirement and a deal-breaker for me.