I actually made my first (very committed) stack Jan 2022 around 42k...and stacked all the way down to the high 15ks...then all the way back up to 118k. I stack a little bit at the beginning of each month AND convert my retirement check into BTC and use it with Billpay via Strike! HODLing and trying to live on a bitcoin standard. It was a tough year to start living on a bitcoin standard, but HIFO has be tax loss harvesting those 118k sats (trying to see the silver lining and keep the long term in perspective).

When my dad died on active duty, my mother started receiving a death benefit intended for me. That was frittered away on a lot of indulgences - none of which made it to me. When I moved in with my grandparents, they gave me control of the money at 12 yrs old. I was taught by them, so I only focused on saving as much as I could and laddering CDs. When I got to college, I read plenty of Money magazine and Kiplingers. By the time I got out of college, I started investing in mutual funds...back in the day I had to send in a physical check. I picked them by again reading Money, Kiplingers, and heading to the library to read Morningstar...spent a lot of time reading forums on Prodigy (yep, dialup). So started investing around 22 yrs old (1990). Stayed steady, frugal, never panic sold...and it served me well. We are not rich - but we own real assets and have no debt...and got 2 kids through college and building their own financial futures. Didn't start buying bitcoin until my mid-50s (Jan 2022), but I'm glad for the extra piece of mind of having an asset they can't debase.

Well - think CA and MN would have something to say about the driving part...and restaurants?

I do not completely agree - that doesn't mean he isn't self-interested. But his self-interest aligns with teaching/evangelizing that Bitcoin is perfect money that will save individuals/companies/sovereigns from financial collapse. Does he benefit if more people do that - and use his products to do so - absolutely. Does it benefit mankind...absolutely. Everything is good for Bitcoin, right? We all benefit greatly by Saylor championing our space. And yes...I own STRC, but the rest of my BTC is in cold storage or on hot wallets tied to Bill Pay for living on a bitcoin standard.