Beacon, eggs, spam, spam, spam, sausage, and spam

I always say this is the biggest scam, you want to borrow money, you'll have to pay like 30% interest, but if you have some spare money, and you want to save, be happy to get 3% back. The "spare" money in bank account is earning bank at least 30% while, if you lucky, got blessing from the bank, you might get 10% of that profit.