He hecho lo que el BCE no se atreve a hacer: 💶 Le he dado valor educativo a unos billetes que pierden valor cada día. 📍 Sello bien claro: BUY BITCOIN. Ahora al menos sirven para algo antes de que se los coma la inflación. (Foto real. Sí, circularán por España en breve 🫢) #Bitcoin #FiatIsTrash #EducacionFinanciera #BuyBitcoin

Fiat: the silent plague that devours humanity https://medium.com/@kiracoco/fiat-the-silent-plague-that-devours-humanity-ee34ef3665de Fiat: the silent plague that devours humanity How state money became the economic virus that parasitizes individuals, societies, and entire nations… and why Bitcoin is the only antidote. Introduction Plagues have always haunted humanity. The Black Death wiped out a third of Europe, smallpox devastated entire continents, locusts destroyed crops for centuries. But today we live under a more silent and insidious plague: fiat money. It doesn’t kill instantly, but corrodes slowly. It drains your savings, distorts your incentives, and ties you to a system you never chose. An invisible virus disguised as normality. 1. Fiat as an imposed dogma Fiat is not a free contract between individuals. It is a state mandate. Just as religion demanded faith in the divine and patriotism in the nation, fiat demands blind trust in paper symbols. It’s not a choice but an obligation: your taxes are paid in fiat, your debts are denominated in fiat, your wages are received in fiat. The system doesn’t allow alternatives. 2. The parasitic plague effect Biological plagues invade bodies and harvests. Fiat invades entire economies. Its reproduction mechanism is inflation: a constant multiplication of bills that erodes the value of existing money. Like every parasite, it doesn’t need your consent to feed. With each new print run, a portion of your wealth is taken without you noticing. Taxes complete the task: direct value extraction that guarantees the virus keeps spreading. Each country issues its own variant—or delegates it to supranational banks like the ECB—but all remain subordinated to central powers: the dollar, the ECB, the IMF. A viral hierarchy that ensures no one escapes the infection. 3. The invisible damage Historic plagues left corpses and ruined fields. The fiat plague acts in the shadows: Financing wars without citizens noticing. Just print more money. Structural inequality: the richest get access to new money first, while the poorest suffer inflation. Future destruction: long-term planning becomes impossible when savings rot. The result is a society permanently ill, convinced this disease is inevitable. 4. Comparison with other historical plagues Humanity has faced multiple forms of control: Religion = spiritual control. Patriotism = territorial control. Fiat = economic control. All are different mechanisms of the same virus: obedience. Accept without questioning, believe without verifying, submit without alternatives. 5. The alternative: Bitcoin as antidote If fiat is a virus, Bitcoin is the vaccine. Its rules are clear, verifiable, and unchangeable. It doesn’t rely on symbols or dogmas, but on mathematics and voluntary consensus. Bitcoin doesn’t destroy local economies—it connects them into sovereign networks. It doesn’t force you to use it—you choose it. It doesn’t deceive you with silent inflation—its supply is finite and transparent. Where fiat makes you sick, Bitcoin heals. Where fiat imposes obedience, Bitcoin offers sovereignty. Conclusion Fiat is a plague that has infected our lives unnoticed. Like every plague, it mutates: today through bank bailouts, tomorrow through CBDCs. The disease adapts, but remains the same. The difference is that now we have an antidote. Bitcoin is not just money; it is the cure for economic parasitism. It is the end of blind obedience and the beginning of verifiable freedom. Because fiat makes us sick… and Bitcoin restores our health. Stay close, and let’s keep exploring. https://stacker.news/items/1217726

The Taboo of Accessibility: What if Bitcoin Isn’t for Everyone? https://medium.com/@kiracoco/the-taboo-of-accessibility-what-if-bitcoin-isnt-for-everyone-b662287b42b6 The Taboo of Accessibility: What if Bitcoin Isn’t for Everyone? 
📖 This is the first of five articles in the series “The Taboos of Bitcoin.” Each one will explore an uncomfortable truth rarely discussed. We begin today with the taboo of accessibility. Introduction “Bitcoin is for everyone.” The mantra sounds nice. But… what if it isn’t entirely true? We say anyone can use Bitcoin, and technically that’s correct: download a wallet, receive a few sats. But behind that apparent simplicity lie economic, technical, psychological, and social barriers that exclude millions. Barriers few want to mention because they undermine the narrative of universality. Bitcoin is not a magic wand. It’s a tool of sovereignty. And like every tool, it demands minimum conditions to use it. The taboo almost no one acknowledges is this: Bitcoin is not equally accessible to everyone. The technical barrier: not everyone speaks the language of sovereignty
Understanding a seed, securing private keys, running a node, signing transactions… sounds simple in tech-savvy circles, but for millions it’s alien territory. Digital illiteracy is still widespread: according to UNESCO, nearly 800 million adults worldwide lack basic literacy skills, let alone technological ones. In sub-Saharan Africa, for example, only about 36% of the population has stable internet access. In Latin America, smartphone penetration is above 80%, yet digital security comprehension is minimal. Bitcoin may be technicallyaccessible, but it isn’t intuitive. And what isn’t understood is often rejected. The economic barrier: freedom has an entry price
Yes, you can start with a few cents. But reality says otherwise: accumulation matters. Entering with €50 is not the same as entering with €50,000. The ability to stack regularly requires one thing: disposable income. In countries where inflation devours salaries before the month ends, that “ability” is privilege. Take Argentina, for example. Inflation is so high that families must often choose between buying food or paying bills—not between saving in pesos or buying Bitcoin. For them, economic accessibility to BTC simply doesn’t exist, even if they know it could protect their future. Economic accessibility is not binary (having or not having Bitcoin). It is gradual: holding €50 in sats is very different from holding €50,000. The relative weight of that sovereignty varies immensely. And that silent gap cannot be ignored. The psychological barrier: not everyone can bear the weight of freedom
In fiat, forget your password and you can reset it. In Bitcoin, lose your seed and your money is gone. Self-custody demands discipline, resilience, and a type of responsibility most people are unaccustomed to. Volatility adds another layer: enduring a 50% drawdown without panic-selling is not for everyone. Sovereignty of the mind is as critical as technical ability. For some, this trial is a rite of passage; for others, it is a psychological burden. Research on investor behavior shows that over 60% of small investors abandon an asset after a 30% loss. In Bitcoin, that mental fragility means forfeiting the promise of sovereignty. The social and political barrier: not everyone can be a Bitcoiner without consequences
In the West, using Bitcoin might be cultural rebellion. In authoritarian countries, it can be a risk to your freedom—or even your life. In Afghanistan, many women found Bitcoin as their only way to receive money, but also faced persecution for it. In Nigeria, the government tried to criminalize crypto use during the #EndSARS protests. Even in Europe, the political climate is turning hostile: mandatory KYC, cash payment limits, and digital euro projects all threaten Bitcoin’s everyday usability. Accessibility depends not only on technology but on the legal and cultural environment. The illusion of universality: from myth to personal conquest
The narrative that “Bitcoin is open to everyone” is technically true, but materially incomplete. Having the tool is not the same as knowing how to use it. Downloading a wallet is not the same as securing a seed in a hostile environment. Owning a satoshi is not the same as owning a million. History offers parallels: the printing press promised universal access to knowledge, but for centuries only the literate minority could benefit. The internet promised democratization of information, but Big Tech ended up centralizing power. Bitcoin is no exception: it’s a revolution, yes, but not an automatic one. Accessibility in Bitcoin is not an equal starting point. It is a personal conquest that depends on education, discipline, and context. Conclusion Bitcoin is not an automatic right. It is a path of sovereignty requiring effort and minimum conditions. Those unwilling or unable to carry that burden remain excluded, even if the door stays open. The real taboo is this: Bitcoin will not save everyone. It will only save those willing to bear its weight. That truth is uncomfortable because it shatters the universal inclusion narrative we keep repeating. So here’s the uncomfortable question: are we ready to accept that in a Bitcoin world there will also be outsiders? Or do we prefer to keep chanting “it’s for everyone” while ignoring the invisible barriers? Stay close, and let’s keep exploring. https://stacker.news/items/1202703

The Taboos of Bitcoin: What Almost No One Dares to Say https://medium.com/@kiracoco/the-taboos-of-bitcoin-what-almost-no-one-dares-to-say-3258413c53f6 The Taboos of Bitcoin: What Almost No One Dares to Say Introduction Talking about money has always been taboo. For centuries, the fiat system ensured that you didn’t ask too many questions: how much someone earns, how much they save, what they do with their wealth. Silence around money wasn’t accidental — it served a purpose: maintaining social order and hiding the machinery of a system built on debt and inflation. Then Bitcoin appeared. For the first time, we had transparent money with clear rules and no intermediaries. An asset that promised to break through opacity and return control to the individual. One would think that such a revolution would sweep taboos away. But it hasn’t.
Even within the Bitcoin world there are silences, gray areas, and uncomfortable issues we tend to avoid. Debates that divide us, questions we dodge, contradictions we would rather not face. As if, in the middle of a revolution for freedom, we had imported some of the same old habits from the system we seek to escape. This series was born to open those locked drawers. Because if Bitcoin truly represents the tool of freedom, it cannot afford untouchable subjects. What does “taboo” mean in Bitcoin? The word “taboo” often evokes primitive superstitions or sacred prohibitions. But here it means something subtler: Uncomfortable questions no one dares to ask in public. Debates shut down with dogma, where mantras replace reasoning. Internal contradictions swept under the rug because they cut too deep. A taboo is not necessarily false. Often, it’s there because it confronts us with difficult realities, exposes vulnerabilities, or touches sensitive nerves. The problem is not its existence, but the silence around it. Bitcoin has shown itself to be antifragile: every external attack has made it stronger. But the real fragility may not come from outside, but from within — from what we stop thinking about, from what we censor out of fear of discomfort. Why talk about taboos now When it was born, Bitcoin was little more than a marginal, underground experiment. Today, it is a global phenomenon: governments debate it, institutions study it, millions of people use it as a store of value and increasingly as a tool of sovereignty. That maturity changes the rules of the game. The early enthusiasm is no longer enough. Now it demands critical thinking. If within the Bitcoin community we turn certain topics into untouchables, we risk repeating the fiat system’s greatest failure: becoming a dogmatic structure, impervious to self-criticism. And that would betray Bitcoin’s very essence. Breaking taboos does not attack Bitcoin. On the contrary: it is the best way to defend it. The more capable we are of addressing uncomfortable truths, the harder it will be for the system to use them against us. A suggestive map (without spoilers) I won’t reveal here the five taboos we will explore in this series. But I can hint at them, because in a way they are already in the air: Some relate to accessibility: is Bitcoin really for everyone, or are we still repeating a promise that isn’t always fulfilled? Others revolve around energy: the eternal accusation of its consumption, but also the internal questions about the cost of security. Some touch on the dimension of time: patience, waiting, blind faith versus conscious discipline. Others deal with risk and fear: the things we prefer not to look at too closely because they expose our vulnerability. And then there are internal dogmas: phrases we repeat as absolute truths without stopping to consider whether they can withstand time. Each taboo is a mirror. Looking into it isn’t comfortable. But discomfort is the engine of growth. The risk of silence The fiat system thrived largely thanks to silence. While most people avoided talking about money, financial elites made and unmade the rules at will. That dynamic created generations of docile, obedient, and resigned citizens. If Bitcoiners fall into the same trap — avoiding uncomfortable topics — we risk building our own cave. One where the shadows of self-deception replace the light of truth. The danger is not in acknowledging hard questions, but in ignoring them. Because sooner or later, someone will raise them. And if we don’t have honest answers, others will fabricate them against us. An open invitation This series does not seek to attack Bitcoin. Nor does it aim to please everyone. Its purpose is more radical: to invite you to think without fear. Breaking taboos does not weaken — it strengthens. Speaking of the uncomfortable does not destroy — it liberates. Truth, when real, withstands scrutiny. And Bitcoin, if it truly is the tool of sovereignty, does not need protection from debate: it needs to be forged in it. The easy thing would be to stay silent and repeat the same mantras. The hard thing is to open space for doubt, critique, and reflection. But that is where the future of this revolution is decided. Breaking a taboo is not a betrayal of Bitcoin. It is a reminder of why it was born. Stay close, and let’s keep exploring. https://stacker.news/items/1199673

The State Pension Plan is Your Sentence. The Bitcoin Plan, Your Escape. https://medium.com/@kiracoco/the-state-pension-plan-is-your-sentence-the-bitcoin-plan-your-escape-158701770fa0 The State Pension Plan is Your Sentence. The Bitcoin Plan, Your Escape. The system offers you a retirement based on debt and paper. Bitcoin gives you the possibility of a future with sovereignty and real value. Introduction: the broken promise of “we’ll take care of you” For decades you’ve been told the same mantra: contribute, pay into a plan, and the State/manager will guarantee you a peaceful retirement. The reality is different: public systems under demographic strain, fiat assets losing purchasing power, fees eating into your savings, and rules that change halfway through the game. If your “future plan” depends on promises made by others, it isn’t a plan: it’s a gamble. The alternative isn’t a techno-utopian fantasy; it’s a sovereign savings strategy with clear rules, limited supply, and no permission required. It’s called Bitcoin. 👉 This article is not just an analysis, but also a step-by-step guide to designing your own Bitcoin retirement plan. 1) Why the traditional pension plan condemns you a) Structural inflation. Your contributions are measured in a currency that loses value every year. If your nominal return barely beats real inflation, you’ll save for 30–40 years to end up almost the same (or worse after taxes). b) Fees and illiquidity. Between management costs, custody fees, and “hidden charges,” your net returns erode. And if you need the money, it’s not up to you: there are locks, penalties, and restricted withdrawal windows. c) Regulatory risk. The rules are not written by you. Tax benefits can change, retirement ages can be extended, and investments can be forced into “socially responsible” funds that dilute returns. d) Sequence risk. If markets crash right before you retire, you lose years of work. In traditional plans, you can’t move quickly or protect yourself without selling at a loss. 2) What changes with a “personal plan” in Bitcoin It’s not a regulated product or a glossy brochure with fine print. It’s a disciplined savings strategy (DCA) in an asset with a fixed supply (21M), resistant to censorship, with self-custody. Regular contributions (DCA). Set a monthly amount and forget the price. Volatility, with a long horizon, works in your favor. Sovereign liquidity. 24/7 access. No one asks permission to use your savings. Limited supply. Bitcoin has no committees deciding to print more. Optional: collateralization. If you ever need fiat without selling, you can take a loan with BTC as collateralprudently (low LTV), avoiding tax hits and keeping exposure. (Requires caution and risk management). Real ownership. With self-custody, you are the effective owner. No custodian bankruptcies dragging you down. It’s not magic; it’s design: open rules, programmed scarcity, and key sovereignty. 3) The numbers, without smoke and mirrors: constant euros (today’s value) To make the contrast clear, let’s take a base case:
You contribute €200/month for 30 years. Scenario A: traditional plan Suppose 5% nominal before fees, 1.5% in fees, and 3% inflation.
That leaves ≈0.5% real annual (already discounted for inflation). In today’s euros: Contributed: €72,000 Final real capital: ≈€77,500 Real gain: ≈ €5,500 in 30 years Note: Taxes at withdrawal still to be deducted → actual result would be lower. Scenario B: “personal plan” in Bitcoin (DCA) Results in constant euros (today’s purchasing power), based on different assumptions of real return over 30 years: 0% real (BTC only matches inflation): ≈€72,000 +5% real: ≈€163,000 +10% real: ≈€412,500 +20% real: ≈€3,088,000 👉 No need to assume a specific BTC price at a future date. What makes the difference isn’t whether it’s worth 50k, 100k, or 200k today, but the real compounded return across decades. DCA mitigates timing risk and makes consistency the real advantage. 4) Objections (and straight answers) “Bitcoin is too volatile.”
In months, yes. In 10–15 year windows, it has historically outperformed fiat significantly. The antidote is DCA + long horizon + backup liquidity (3–12 months of expenses outside BTC) so you don’t sell during downturns. “It’s not regulated like a pension plan.”
That’s precisely why it’s yours. Regulation doesn’t remove risk; it shifts it to third parties. With Bitcoin, risk is managed through custody, operational security, and discipline. “What if the State changes the rules?”
They can change taxation, yes. What they cannot do is alter Bitcoin’s monetary policy or confiscate what they don’t custody. Jurisdictional and operational diversification is part of the plan. “What if I mistime the market?”
DCA removes the timing factor. If you’re still worried, add control layers: don’t overexpose, keep a liquidity buffer, and set rules never to sell in panic. 5) Practical Guide (10 clear steps) Define the goal. “I want to complement/replace my pension with sovereign savings in 20–30 years.” Set % of income. 5–20% depending on your situation. The key is consistency, not heroics. Apply DCA. Automatic regular buying. Don’t chase price or make random adjustments. Self-custody from the start. Hardware wallet (or multisig) properly set up. No “temporary” custodians. Robust backups. Seed phrase, passphrase (if applicable), and steel backups stored in different places. Liquidity buffer. 3–12 months of expenses in cash/fiat/stablecoins so you don’t touch BTC in downturns. No-sell policy. If you need fiat temporarily, consider BTC-backed loans at very low LTV (≤25–30%) with alert thresholds. Annual audit. Review security, heirs, and whether your contribution % is still realistic. Operational security. Clean device, 2FA, firmware updated, whitelists. No photos of seeds. Manual for your future self (and heirs). Clear document with access instructions (without exposing secrets), policies, and trusted technical contacts. Reminder: collateralized loans are not essential. If you use them, be prudent: low LTV, ability to top up collateral, and strict stop limits. 6) Real risks (and how to cover them) Severe volatility. Covered by long horizon + liquidity buffer + consistent contributions. Custody errors. Covered by training, processes, and testing with small amounts before moving the bulk. Tax risk. Plan ahead and document contributions. Check your country’s laws before making significant moves. Platform risk (if borrowing). Choose solvent providers and don’t depend on just one. Diversify and set debt-reduction triggers. 7) Awkward questions (that protect you) Could you avoid touching your BTC during a 60% drop? If not, you lack a liquidity buffer. Do you know how to restore your wallet from scratch without help? If not, you need practice. Would your partner/heirs know how to access if you were gone? If not, you need an inheritance plan. Do you have written rules for what you’ll never do (sell in panic, raise LTV to “catch the rebound”)? If not, you lack discipline. 8) Related articles If you want to go deeper: “BTC as an Emergency Fund: A Lifeline That Never Sleeps.” “Having Bitcoin Isn’t Enough: Keys to Protect Your Sovereignty in a Hostile World.” “Bitcoin Won’t Save You. But It Can Give You the Only Tool You Need.” Conclusion: who guards your future A state or private pension promises stability… with money that melts away, fees, locks, and political risk. It’s comfortable, yes. But comfort isn’t safety. Your “personal Bitcoin plan” isn’t a promise; it’s responsibility: contribute monthly, custody properly, build a buffer, and think in decades. You don’t depend on anyone’s benevolence. You depend on your rules and a protocol no one can manipulate. The difference between sentence and escape lies in who guards your future: the State, or you. Stay close and let’s keep exploring. Final note (honesty above all) This is not financial advice. It’s a sovereign savings strategy with real risks. Do your math, educate yourself, and decide with a cool head. If you apply discipline and design, your future self will thank you. https://stacker.news/items/1197700

Psicohistoria y Bitcoin (I): El poder de lo impredecible. De la utopía de predecir a las masas al caos creativo de la soberanía individual Introducción ¿Es posible predecir el destino de la humanidad?
Isaac Asimov (1920–1992), escritor de ciencia ficción y divulgador, imaginó que sí. En su saga Fundación, la “psicohistoria” era una ciencia capaz de anticipar los grandes movimientos de las sociedades, combinando estadística, sociología y psicología. La historia, según esa visión, podía ser reducida a una ecuación. Hoy, los gobiernos y corporaciones pretenden algo similar. Modelos macroeconómicos, big data, inteligencia artificial: intentan predecir nuestro comportamiento colectivo y moldear nuestras decisiones. El sueño de Asimov se parece demasiado al proyecto de quienes buscan control. Pero hay una grieta en ese sueño. Bitcoin aparece como la variable imposible de domesticar, la anomalía que rompe la fórmula. 1. La psicohistoria según Asimov En Fundación, la psicohistoria solo funcionaba con grandes masas de población. Sus predicciones eran fiables porque trataba a los individuos como átomos indiferenciados dentro de una colectividad previsible. El talón de Aquiles estaba claro: un individuo excepcional, capaz de alterar el curso de la historia, podía invalidar cualquier modelo. Asimov lo encarnó en “El Mulo”, un personaje imprevisible que desbarata los planes del Imperio y demuestra que la historia nunca está completamente escrita. 2. La psicohistoria en el mundo real Aunque la psicohistoria es ficción, su eco resuena en nuestro presente. Los bancos centrales diseñan políticas monetarias como si pudieran predecir y guiar la economía. El FMI y organismos internacionales elaboran modelos y escenarios que pretenden anticipar crisis o dirigirlas. La narrativa fiat se sostiene en una ilusión: que la sociedad puede ser conducida con reglas estadísticas. El big data y la inteligencia artificial han amplificado esa ambición. Hoy se recopilan millones de datos para analizar tendencias de consumo, movimientos financieros o incluso emociones colectivas. El objetivo es el mismo que en Asimov: reducir a la humanidad a patrones que puedan controlarse. 3. Bitcoin como factor disruptivo En este escenario aparece Bitcoin. Sus reglas fijas impiden la manipulación que sostiene al sistema fiat. Devuelve poder al individuo, que ya no necesita obedecer ciegamente a la masa ni depender de la narrativa oficial. Introduce un elemento caótico que desestabiliza los modelos predictivos: no se puede saber cuándo un país adoptará BTC, cuándo una comunidad lo usará como refugio o cuándo un colapso inflacionario empujará a miles hacia él. Ejemplos recientes lo demuestran: Argentina: la inflación desbordó los cálculos oficiales, y muchos ciudadanos encontraron en Bitcoin un escape no previsto. Nigeria: pese a las restricciones del gobierno, la población lo adoptó como alternativa real. El Salvador: un Estado entero decidió integrar Bitcoin en su economía, rompiendo las predicciones de organismos internacionales. En clave asimoviana, Bitcoin es “El Mulo”: el elemento imprevisible que invalida la ecuación. 4. Futuro y libertad La psicohistoria parte de una premisa: el futuro puede estar escrito.
Bitcoin desafía esa premisa. No ofrece un destino fijo, sino múltiples caminos abiertos. Un sistema que no responde a la manipulación central, sino a la suma caótica de millones de individuos soberanos. El resultado es un futuro menos controlable y más libre. Allí donde la psicohistoria prometía estabilidad a costa de uniformidad, Bitcoin introduce incertidumbre, pero también autonomía. Conclusión La psicohistoria fue la gran fantasía de control de Asimov. En nuestro mundo, esa fantasía la persiguen bancos centrales, gobiernos y corporaciones que creen poder reducirnos a datos previsibles. Bitcoin es la grieta en esa ilusión. Es la anomalía que recuerda que la historia no se escribe desde arriba, sino desde la suma de decisiones libres e imprevisibles. La pregunta es sencilla:
¿Quieres ser parte de la masa predecible que encaja en las fórmulas, o del ruido que cambia la historia? #Bitcoin #Psicohistoria

Bitcoin es la fundación de una nueva civilización. Del colapso del dinero fiat a la construcción de un nuevo orden basado en soberanía, tiempo y confianza incorruptible. Introducción “Bitcoin es la fundación de una nueva civilización…” Esta frase se la escuché a Javier Pastor (@javierbitcoin en X) La frase provoca. Puede sonar exagerada, incluso mesiánica. Y, sin embargo, cada vez más personas sienten que hay algo de verdad en ella. Porque toda civilización (desde Mesopotamia hasta nuestros días) se ha levantado sobre un mismo cimiento invisible: el dinero. El dinero no es solo un instrumento para comprar cosas. Es el lenguaje común que organiza el trabajo, el intercambio y la confianza entre desconocidos. Cuando ese lenguaje cambia, lo hace todo lo demás. Y hoy, por primera vez en siglos, estamos ante una mutación radical. 1. El dinero como piedra angular de las civilizaciones Las monedas metálicas permitieron el comercio a gran escala. El oro sostuvo imperios enteros. El patrón oro facilitó la primera globalización real del comercio. Después llegó el papel moneda, respaldado primero por metales y más tarde solo por la promesa del Estado. Ese sistema sostuvo el auge de los Estados-nación y de la modernidad industrial. Cada salto en la forma del dinero fue también un salto en la forma de la civilización. El dinero nunca ha sido neutro: es el software que coordina el hardware humano. 2. La era fiat: una civilización en crisis La ruptura de 1971, cuando se abandonó el patrón oro, abrió la era del fiat. Medio siglo después, el sistema muestra su desgaste: Inflación dirigida que erosiona el ahorro. Deuda pública y privada en niveles insostenibles. Una clase media que se desmorona. Pero las co van más allá de la economía. Una sociedad que aprende a vivir endeudada termina normalizando la dependencia. La confianza en las instituciones se deshace. La política se convierte en gestión de crisis perpetuas. El fiat es una plaga silenciosa: no mata de golpe, pero corroe desde dentro. 3. Bitcoin: el cimiento incorruptible En medio de ese colapso aparece Bitcoin. Un dinero nuevo, nacido fuera de los gobiernos y de los bancos, que introduce principios nunca vistos en la historia: Escasez absoluta: 21 millones, inalterables. Tiempo y energía convertidos en dinero incorruptible. Descentralización real: cualquiera puede unirse, validar y custodiar. Resistencia a la censura: una red que no obedece a un centro de poder. Por primera vez, la humanidad tiene una base monetaria global que no depende de la fuerza militar ni de la voluntad política. 4. ¿Qué significa “nueva civilización”? No hablamos de utopías. Una civilización no es un paraíso perfecto: es simplemente una forma de organizar el tiempo, el valor y la confianza. Si el fiat nos ha dado una cultura de deuda, consumo inmediato y obediencia institucional, Bitcoin abre la puerta a otra ética: Relaciones económicas directas, sin intermediarios. Una redistribución del poder frente a los Estados. Un ethos basado en responsabilidad individual y soberanía personal. Bitcoin no es la civilización en sí. Es la piedra angular sobre la que podría levantarse una distinta. 5. ¿Demasiado pretencioso? ¿No es demasiado hablar de “fundación de una civilización”? Es lógico pensar que sí. Quizá Bitcoin no sustituya por completo al fiat. Tal vez coexista durante décadas. Incluso puede que no todas las culturas lo adopten igual. Pero la historia nos recuerda que las grandes mutaciones comienzan así: como rarezas de minorías. La imprenta, la electricidad o Internet fueron, al inicio, experimentos marginales. Hoy son el suelo de nuestra vida diaria. Conclusión “Bitcoin es la fundación de una nueva civilización…” Quizá la frase suene exagerada. Pero lo que está claro es que Bitcoin ya está alterando los cimientos de la actual. El fiat se agrieta, la confianza se erosiona y, en ese vacío, emerge un dinero incorruptible que ofrece otro futuro posible. No sabemos aún cómo será esa civilización. Lo único seguro es que su semilla ya está plantada. Quédate cerca y sigamos explorando.

📊 The optimal portfolio was already invented. Diversify into: • Bitcoin (33%) • BTC (33%) • Sats (34%) Everything else is just noise. ⚡

Fiat is worthless until you stamp it with the only truth: BUY BITCOIN. Show me your local bills 🔥⚡️

👉 “Bitcoin no es para todos. Y aceptarlo es uno de los grandes tabúes de nuestra comunidad. ⚡️ #TabúesBitcoin” 1. Nos gusta repetir que “Bitcoin es para todos”. Pero… ¿y si no fuera cierto? Este es el primero de los tabúes que vamos a explorar: la accesibilidad. 2. Sí, cualquiera puede descargar una wallet y recibir sats. Pero la soberanía real exige más: • Entender claves y semillas. • Saber custodiar. • Asumir responsabilidad. Para millones, ese camino no es tan accesible. 3. También está la barrera económica. Es distinto empezar con 50 € que con 50.000 €. La acumulación importa. En muchos países, ahorrar en sats es un privilegio que no todos pueden permitirse. 4. Y la barrera psicológica: En fiat, si te equivocas te rescatan. En Bitcoin, un error puede ser definitivo. La libertad incluye cargar con esa responsabilidad. 5. La barrera social y política es igual de dura. En algunos países usar Bitcoin es rebeldía cultural. En otros, puede costarte la libertad o incluso la vida. 6. “Bitcoin es para todos” suena bien. Pero la realidad es más incómoda: Bitcoin está ahí para quien decida conquistarlo. Y esa diferencia es el verdadero tabú. 7. Artículo completo en Substack 📝👇 🔗 https://kiracoco.substack.com/p/el-tabu-de-la-accesibilidad-y-si #TabúesBitcoin 8. Bitcoin no salvará a todos. Solo salvará a quienes estén dispuestos a cargar con su peso. Una verdad incómoda que merece discusión. Quédate cerca y sigamos explorando. #TabúesBitcoin

El plan de pensiones del Estado es tu condena. El de Bitcoin, tu escape. Durante décadas nos han vendido la idea de que basta con cotizar y aportar a un plan para tener un futuro asegurado. La realidad es mucho más cruda: inflación que devora tus ahorros, comisiones que muerden lo que guardas y reglas que cambian a capricho de los gobiernos. Si tu futuro depende de terceros, no es un plan: es una apuesta. Bitcoin ofrece lo contrario: un camino de ahorro soberano, donde cada aportación cuenta, con reglas claras y sin pedir permiso a nadie. No es promesa, es diseño. Un plan de pensiones fiat es deuda e incertidumbre. Un plan de pensiones en Bitcoin es constancia, autocustodia y soberanía. 👉 Aquí puedes leer la Bitácora completa: https://kiracoco.substack.com/publish/posts/detail/171370419/share-center?alreadyPublished=true