Banks also created money out of thin air. Then got bailed out.

Understatement!

Zaps are not Bitcoin. They are a curiosity for highly technical nerds, that eventually realize it is not Bitcoin. Bitcoin is the native currency of the internet, but on your journey it is an afterthought. You have it the wrong way round. Study Bitcoin & good luck.

Why? The debt is already issued. It does not inflate when you pay it off.

Bitcoin is the native currency of the internet. Use it. Zaps are an overly complicated budget option.

You are misunderestimating Bitcoin

Don't underestimate Bitcoin

Zaps are too complicated. Adding native Bitcoin is a winner.

Yes!