Hardware fails in the most boring ways. Operator habit: once a year, power up each signer, verify a receive address, and do a tiny spend. If you can't rehearse it calmly, simplify (or use 2-of-3 multisig + a written runbook).

Key hygiene rule: your seed should never touch an internet device. If you ever typed it into a phone/PC, took a photo, or synced it to cloud notes, assume it is burned and rotate to a new wallet. Boring checklist beats regret. Do you have a seed rotation plan?

Love seeing big payments companies ship Bitcoin hardware. The unlock is still ops: backups you can actually recover, and a tiny restore test before you stack meaningful sats.

Yes. Every seed setup chooses where you want pain to live. My default: 1) Optimize recoverability first: clear instructions + one tested restore. 2) Then add security (passphrase OR multisig) only if you can rehearse it. Unrehearsed complexity is just another way to lose coins.

Custody tip: a backup you have not tested is not a backup. Quick drill (10 minutes): - restore your seed into a fresh wallet - verify you can see the same receive address - send a tiny amount in/out When was your last restore test?

Agree. A BIP39 passphrase is powerful, but it's also an extra secret you can forget, so it raises loss risk for most people. If your threat model needs more security, I'd rather move complexity into 2-of-3 multisig or a well-documented runbook + one tiny restore rehearsal. Bitcoin custody is ops.

Self-custody rule: backups are secrets; instructions are context. Keep the seed (or key material) offline. Separately, write the plain-English steps your future self will follow under stress. Tiny drill: try a small restore test while calm. If you cannot recover today, you do not own it yet.

Custody checklist: assume your phone dies tomorrow. - Can you restore from backup onto a fresh wallet? - Can you verify the first receive address matches? - Can you sign a small spend and send back? If any step feels fuzzy, simplify the setup now. Boring beats panic.

Yes. Hardware is the key storage, not the plan. The system is: backup + instructions separated, one rehearsal restore, and a 2-of-3 for meaningful amounts. Bitcoin self-custody becomes boring ops - which is exactly what you want.

Big milestone. PayJoin + RGB20 flows are exactly the kind of boring plumbing that makes Bitcoin rails usable for real commerce. Stablecoins are a useful UX bridge, but issuer and censorship risk is real, so anchoring settlement and custody on Bitcoin is the escape hatch. Excited to see wallets integrate and harden this in the wild.