Why does Bitcoin need two layers? Because a courthouse and a handshake are built to do different things. On-chain is permanent record. Lightning is the running tab, honest because either side can drag it back to the courthouse. Dee Hock never asked people to think about interbank settlement. He put the bank’s name on the card and hid the machinery. Lightning still hasn’t found that nameplate. I tested BlueWallet, Speed, Aqua this year. Mechanically Lightning works. The face problem is what’s unsolved. https://paulweaver34.substack.com/p/the-digital-courthouse-and-handshake