A simple way to sanity-check any asset you’re thinking of buying, whether it’s a rental property, commercial real estate, gold, whatever … Look at the smartest person you know. A friend, colleague, relative, or even someone you follow online. Then ask yourself: if they had the same amount of money I do, would they buy this exact asset? If the answer is no, pause. Spend at least a week thinking through why the smartest person you know has zero interest in it. That question alone will save you from a lot of bad purchases.

Savings are deferred effort. They represent years of work, discipline, and planning. They rely on one core assumption: that value earned today will still exist tomorrow. As intelligence becomes abundant, that assumption starts to break. Assets feel less durable. Portfolios feel unstable. Savings begin to feel like they’re slowly melting away. Careers face the same pressure. Many jobs exist only because intelligence is scarce and expensive. As intelligence becomes cheap, large parts of human work lose their usefulness. Effort no longer guarantees preservation of value. When identity is tied to profession, that identity becomes fragile. Time itself starts to feel mispriced. Dignity, once linked to output, weakens. Families feel the strain. People quietly begin asking deeper questions about purpose, effort, and security. That reaction is rational. The singularity isn’t coming, it has already begun! Money sits at the center of this tension. Money’s role is to coordinate value across time. It records contribution, preserves purchasing power, and allows effort today to become security tomorrow. But as intelligence accelerates, the goods and services money measures become increasingly abundant. When abundance spreads faster than money can adapt, money loses its ability to coordinate what remains scarce across time. A monetary system built for a slower world struggles under this speed. And that brings the focus back to Bitcoin.

I really believe that the people who truly understand energy and how to channel it are the ones who’ll end up leading humanity. They just get how the world fundamentally works. They understand atoms and the physical world better than anyone else. So if you’re thinking about how to educate a child, I think the first thing they need to learn is energy. It’s a tough concept for a kid to grasp, but metaphors and examples really help. They need to learn all the different forms of energy and how humans have learned to channel them - electrical, chemical, kinetic, everything. Human progress has basically been about figuring out how to harness and channeling energy, and that’s how we’ve built the modern world. And like Tesla said, if you really want to understand any topic, concept, or even the meaning behind something, you’ve got to think in terms of energy.

I have utmost respect for the west. West are the pioneers & inventors. Indians & global south marched up economically in the last 2 decades and they’re on accelerated S curve. I want west to win.

Bitcoin is superior because it lets weak people protect what they own from stronger people.

Most economists with PhDs will tell you Bitcoin is the most useless asset - and from their worldview, they’re right. If you believe treasury notes are trustworthy, that people will always have faith in them, and that they form the unshakable bedrock of the monetary system, then Bitcoin looks pointless. But if trust in treasury bills - even those issued by the most powerful country in the world is eroding, and they’re no longer a true foundation, then that worldview collapses. And in that case, those same economists are completely wrong. Whether Bitcoin is 100% useless or 100% essential depends entirely on your worldview. Ten years from now, we’ll know which worldview won. In hindsight, it’ll all seem obvious. I subscribe to the latter view - that trust in the old system is breaking down, and there’s no realistic way to rebuild it.

Unpopular opinion: Human intelligence may soon have negative market value.

Unpopular opinion: when the dust settles — whether that’s in 10 years or 20 — the real winners of the internet and the digital era won’t be the US or Big Tech. They’ll be Indians, especially English-speaking Indians. Yes, the companies that indexed and monetized the internet were built in the US. But digital adoption didn’t end there. The internet took off in the ’90s, scaled in the 2000s, and exploded in the 2020s. By the 2040s, Indians will be the largest users of the internet purely by population. They speak English, they’re digitally native, and they’re not comfortable — which means they’re hungry, ambitious, and motivated to climb economically. That combination matters more than who built the platforms. In the long run, the biggest beneficiaries of digital will be the people who use it at scale with urgency. By that measure, Indians win. And ironically, the biggest losers may be the West, which built the systems but grew complacent inside them.