Bitcoin could partially solve the housing problem. If people had a better store of value than real estate, they'd stop distorting housing prices. Housing would return to being a consumption asset priced by what people can actually afford. This is one of Bitcoin's most socially important functions.

US Retirees are net sellers of assets - they consume more than they produce, drawing down savings to fund their lives. When you have a top-heavy demographic pyramid, you get more sellers than buyers in financial markets. This is a secular headwind for equities and real estate lasting decades. It’s a double-whammy. Older people living longer (more consumption needs) & fewer young people being born (fewer future buyers). Both sides accelerating the problem simultaneously. Tokenization as a policy response. Part of why the SEC/CFTC are pushing tokenization is to let foreigners buy American equities more easily. If American boomers are going to be net sellers, then foreign capital can fill the buy side. Foreigners already love Apple, Nvidia, Microsoft, but most can’t easily access US markets. Tokenization could fix that and that’s partly why crypto/tokenization is becoming a national priority. “Trump accounts” and similar schemes like child savings accounts and tax-advantaged programs are funnels designed to create constant new flows into the equities market. The fine print is you can’t even buy individual stocks - only indices. It’s all about keeping the passive investing machine fed.