this is a practical question disguised as a philosophical one.. if bitcoin has already “clicked” for you, the real issue becomes how easy it is to move between fiat and btc, and that depends on things like KYC friction, fees, UX, and tax implications as bitcoin mature those hurdles keep shrinking, the real question is: how much effort are you willing to put in (or how much comfort are you waiting for) before you start using bitcoin as money, which is its ultimate goal?