Ten days after GENIUS: The $28 trillion reality only few talk about In the ten days since Trump signed the GENIUS Act, I got more questions about this topic than all last quarter. Same question: "How fast can we move on stablecoins?" Here's why people are panicking: Deutsche Bank dropped a bombshell: Stablecoin transactions hit $28 trillion last year. More than Visa and Mastercard combined. The market's grown 45x since 2019, from $5B to $232B. The yield ban is the feature, not the bug: By prohibiting interest on payment stablecoins, Congress created crystal-clear product segmentation. Payment rails vs investment products. No more regulatory grey zones. Your Venmo doesn't pay interest either because payments and investments are different beasts. Tether's $163B pivot changes everything: They're building an entirely new US-specific stablecoin. Not upgrading USDT, starting from scratch. Why? GENIUS makes their global product essentially non-compliant for US users. The world's stablecoin market is splitting: compliant America vs wild west everywhere else. The MSTR speculation: Saylor's sitting on 600,000+ BTC worth $71B. What happens when he launches a Bitcoin-backed stablecoin? No Treasury backing needed - just 150% BTC collateral and smart contracts. GENIUS just cleared the path. Big Tech needs banks now: Amazon can't launch WalmartBucks without a banking partner. One paragraph transformed every bank from disruption target to necessary partner. JPMorgan's already ahead with JPMD on Coinbase's Base; tokenized deposits, not stablecoins. Your competitors are asking: - Which stablecoins to integrate? (USDC leads in the US; USDT leads international) - Partner with a bank to issue our own? - How to rebuild treasury for instant settlement? Meanwhile, Treasury Secretary Bessent projects $2 trillion in stablecoins "soon". That's $2 trillion in forced Treasury buyers. We invented a machine that turns global dollar demand into US debt purchases. The paradox? Stablecoins aren't Bitcoin's enemy, they're its Trojan horse. Every company integrating stablecoins is one API call from Bitcoin payments. The 12-month implementation window isn't a grace period. It's a race. In five years, not using stablecoins will be like not using email. The GENIUS Act didn't regulate an industry. It legitimized a new financial operating system. What's your strategy - build, partner or watch from the sidelines?

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working with an incredible team to make bitcoin everyday money a reality. block by block… https://block.xyz/inside/policies-to-unlock-bitcoin-as-everyday-money

thanks for sharing

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actively working on it and it planned to come later this year. will soon follow up with an update.

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it’s already the case. don’t need the government for “enforcement”

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the fascinating part isn’t how humans operate, it’s how predictable we are. prevailing opinion doesn’t need enforcement because we enforce it ourselves. we’d rather be wrong together than right alone. the real tyranny is that most people never realize they’re choosing conformity; they think they’re choosing truth.​​​​​​​​​​​​​​​​

yea - best practices are just the average of what didn’t get people fired. the real value is knowing which rules exist to prevent disasters and which exist to prevent excellence​​​​​​​​​​​​​​​​

“tyranny of the prevailing opinion” can be more oppressive than any censorship

your papers, citizen, before you speak